Access Legacy Insurance Group in Brooklyn, NY provides professional insights on workers’ compensation and mental health in the overview below.
What is Workers Compensation?
Worker’s compensation is a form of insurance that provides financial support and benefits for workers who sustain covered injuries. New York worker’s compensation coverage typically includes financial benefits for medical care, wage replacement, temporary or permanent disability benefits, and rehabilitation services.
The provisions included in today’s worker’s compensation policies are designed to protect and restore workers in the case of a long-term or short-term injury that deems them ineligible to work for varying periods.
The Intersection of Workers Compensation and Mental Health
Traditionally, employers provided workers’ compensation insurance for physical injuries that took workers off the job for months or years at a time. In recent years, the rise in mental health education and the importance of maintaining good mental health have led local employers to seek solutions for employees suffering from mental health issues at work.
Workers Compensation for Mental Health Claims
The rise in workers’ compensation claims related to mental health includes issues related to excessive workplace stress, aggravating existing mental health conditions like anxiety, depression, or PTSD, and claims by employees who feel they are being made to carry out their job duties in hostile work environments.
Employers who want to offset the lasting effects of these devastating mental health care claims have well-structured workers’ compensation insurance policies in place that provide for the mental, emotional, and financial well-being of their affected employees.
Workers Compensation Insurance Near You
Access Legacy Insurance Group in Brooklyn, NY, can answer key questions about mental health benefits and workers’ compensation and provide a quote for local business owners seeking to provide workman’s compensation insurance for their employees.
