Motorists often regret choosing less expensive auto coverage down the road. One way they lower their premiums is by forgoing collision coverage. We offer auto insurance coverage, including collision coverage at Access Legacy Insurance Group.
The following are three reasons you need collision coverage on your auto insurance policy in Brooklyn, NY.
Your vehicle is essential for meeting your transportation needs.
Many consumers out there need their vehicles to be up and running to get where they need to be. That means that you can’t wait around to save up funds to pay for needed vehicle repairs.
If you have collision coverage, you can get repairs performed right away. In fact, collision coverage often includes rental vehicle coverage. This means you’ll get a rental vehicle to use until your vehicle is up and running again.
Car accidents can result in thousands of dollars of damage to your vehicle.
As a motorist, you need to realize just how much a vehicle accident can cost. If you get in a bad accident, you might need to spend several thousand dollars to get your vehicle running again. Chances are, this is going to put a dent in your savings.
Collision coverage pays for damages when incidents don’t involve another driver.
You might feel that you are a pretty good driver, so you’re unlikely to cause an accident. This means you think other drivers involved in an accident will have liability coverage to cover the costs.
However, it’s possible to experience damage to your vehicle with no other motorists involved. For example, a branch can fall and crack your windshield, or your vehicle could experience damage if you drive over a bad pothole.
Collision coverage covers the costs of damages to your vehicle in situations like these, where you can’t rely on another driver’s liability coverage.
We can offer you collision coverage on your auto insurance policy in Brooklyn, NY at Access Legacy Insurance Group. Get in touch with us to learn more.
