New York is a coastal state that experiences the same natural disasters as any other during the appropriate season. Gale-force winds accompany the hurricanes that take place along the East Coast. New Yorkers need to be as protected from the elements as possible, especially at home. That is one of the multiple reasons why you need to obtain flood insurance.
There are two main types of coverage:
- building property, which covers repairs made to your home after flooding
- personal property, which covers many of your personal possessions that have been destroyed by floods
Devastating floods caused by hurricanes off the shores hitting landfall can accrue some massive expenses. Flood insurance helps cover the cost of flood damage to your home and belongings. That means if your house is flooded by torrential rains, hurricanes, tsunamis, and more, your items are likely covered. Flooding does not discriminate and does not spare your personal items; therefore, it is your responsibility to ensure that your home and everything in it will be secured in such an event.
Maintaining flood insurance is not only recommended in the state of New York, but it is also legally required. This means that, due to the law, the demand for flood insurance is incredibly high. That is why it may seem overwhelming at first when you are trying to shop around for flood insurance that follows state guidelines.
Contact Us Today
Access Legacy Insurance Group in Brooklyn, NY is here to help you protect your assets and assist you with getting the coverage that you need. Call Access Legacy Insurance Group – or if you are in the Brooklyn, NY area, stop by the office and see what we can do to get you covered.
