Deciding on an auto insurance policy involves thinking carefully about the level of deductible that suits your needs. At Access Legacy Insurance Group, we’re dedicated to aiding drivers in Brooklyn, NY, and surrounding regions to make choices that are right for them when taking out auto insurance. Let’s explore what factors should influence your decision on your deductible amount.
Assess Your Financial Situation
Often, a plan with a higher deductible can lead to savings on your insurance premium. However, you would need to be in a position to contend with a significant payout in the event of a claim. If you have sufficient savings for emergencies, such as a damaged vehicle due to an accident, you may be able to opt for a plan with a higher deductible.
Consider Your Driving Record
Your driving record can indicate the deductible level that would be most suitable for you. If you’ve maintained a clean record and have never been involved in an accident, a plan with a higher deductible could be a sensible choice. That’s because you’re statistically less likely ever to file a claim.
Access Legacy Insurance Group is Proud to Serve Brooklyn, NY
We understand that comprehending the complexities of auto insurance coverage can be challenging. Our Access Legacy Insurance Group team is on hand to help. We take pride in serving Brooklyn, NY, and the neighboring areas and would be delighted to discuss how we can ensure effective protection for your family and your vehicle. Contact us today to speak with an experienced insurance agent.
