If you want to prepare to cover your employees for potential exposure to biohazardous materials at work, Access Legacy Insurance Group in Brooklyn, NY is here to help. Our agents are happy to assist you with figuring out how our worker’s compensation policies might be able to cover the costs of these types of emergencies.
Although every policy has specific terms and limits, we can speak to general coverage for worker’s compensation policies to inform your decision-making process.
What is worker’s compensation?
Worker’s comp, also known as “worker’s compensation insurance,” exists to cover injuries and illnesses related to workplace injuries and hazardous exposure. In general, worker’s comp may be able to cover medical expenses, loss of wages, continuing medical care expenses, and funeral costs. Each policy has specific terms and limits, so you’ll need to review the terms outlined in your policy to know exactly what your worker’s comp insurance covers for your employees.
Can worker’s compensation insurance cover immunizations for work-related exposure?
Depending on the type of hazard and injury, worker’s comp may be able to cover vaccinations related to the exposure. As long as the immunization doesn’t count as first aid and does count as medical treatment, it may be covered by worker’s compensation. For example, tetanus immunizations could be considered first aid. Because of this, they may not count for coverage under worker’s compensation in some cases. Some immunizations such as rabies or hepatitis b vaccinations could be medical treatment. Because of this difference, they might be covered by worker’s compensation insurance. You’ll have to take a look at your worker’s compensation policy terms for details.
Contact Us Today
If you’re interested in our worker’s compensation insurance policies at Access Legacy Insurance Group in Brooklyn, NY, call our office today.
