Access Legacy Insurance Group Offers Steps To Take If Your Home Floods
While floodwaters coming from outside of your home are not covered under standard home insurance policies, you can acquire flood insurance. This helps to defray the costs of damage from flooding. We offer our clients these policies at Access Legacy Insurance Group in Brooklyn, NY. Here are the steps you should take if your home experiences unexpected flooding.
Protect Yourself, Family, and Pets
If flooding is imminent, you should immediately evacuate the premises. Take yourself, your family, and your pets to a safe area on higher ground.
Start the Insurance Claim Process
Once floodwaters have receded and it’s safe to return home, you can file a claim with your flood insurance company.
Photograph or Videotape Your Property’s Interior and Exterior
Record the damage to your home on a digital image file or videotape. Also, record any items you are going to throw away.
Provide Information About Large Appliances That Have Been Damaged
Get the make, model, and serial number of large appliances that have been ruined by floodwater. You will need this information to file a claim with the insurance company.
Collect Samples of Building Items That Have Been Damaged
Take samples of carpeting, flooring, wallpaper, draperies, and other items needing replacement.
Consult With Your Insurance Adjuster
Your adjuster can advise on additional information that might be needed for your insurance claim.
Access Legacy Insurance Group is Your Agency For Flood Insurance in Brooklyn, NY
Our agents in Brooklyn, NY, can answer your questions about flood insurance and how it can help you after a flooding event. We offer a broad range of insurance products for homes, auto, boats, and businesses. Contact Access Legacy Insurance Group today for a no-obligation quote on flood insurance that can help you get back to normal after floodwaters enter your home.
