If you work in a dangerous environment in Brooklyn, NY, your employer likely has a workers’ compensation insurance policy. To be on the safe side should the unfortunate happen and you get injured or ill because of your workplace, knowing how to file a claim under the workers’ compensation policy is handy.
Here’s how to do it:
Step 1: Report the Workplace-Related Injury or Illness to the Employer
As soon as you get injured at your workplace or your doctor confirms that you are getting sick because of your workplace, report the injury or illness to the employer. In New York, you are required by law to inform your employer of workplace-related injury or illness within 30 days after it occurs or receiving a diagnosis.
Step 2: The Employer Will Help Your Fill Necessary Paperwork for the Workers Compensation Insurance
After informing your employer of your injury or illness, they will tell you about your rights, the workers’ compensation benefits available to you, and their return to work policy. Make sure you provide details on the nature of your injury and where and when it occurred. At Access Legacy Insurance Group, we advise you to provide medical reports on the injury or illness. The employer may also ask you to fill an injury report to present to the state’s workers’ compensation board.
Step 3: The Employer Reports the Injury to the Insurer and Files the Claim
In most cases, your employer, not you, is responsible for filing a workers’ compensation claim and other supporting documents to the insurer. The insurer will review the workers’ compensation claim and either approve it or reject it. If it’s rejected, you can request the insurer to reconsider the claim or file a formal appeal with the state workers’ compensation board.
Give Us A Call
Do you need more info on workers’ compensation insurance in Brooklyn, NY? Contact Access Legacy Insurance Group today.
