The mission of Access Legacy Insurance Group, located in Brooklyn, NY, is to see New York drivers stay on the roads with the right auto coverage. This way, drivers aren’t only compliant with the law but also protected from various perils inherent with vehicle ownership.
Most drivers understand that they must carry auto insurance, but it can be confusing to determine whether you are carrying adequate auto insurance. With many car insurance ads out there, it can be challenging to determine whether you are carrying the right insurance. Fortunately for drivers, we are here to explain three areas that your auto insurance must cover.
Liability protection
Driving comes with many variables. As such, accidents can occur at any time. And because we can’t predict accidents, your auto insurance must carry liability protection to cover for bodily injuries and property damages you may cause to third parties.
While the state has a minimum liability coverage requirement, your agent should advise whether that policy limit provides you with optimal coverage.
Vehicle protection
Ever thought of risks surrounding your car? Ranging from accidents, theft, vandalism, fire, and other natural disasters, these risks can quickly sink your investment in the twinkle of an eye. However, with the right auto coverage, your insurance should pay for damages or replace your car in case of a total loss.
Medical payments
You must be aware of the rising healthcare costs in America. Now, imagine you or your passengers sustaining accident-related injuries, and you have little or no health insurance coverage. Believe it or not, you would be expected to cover medical expenses from your pocket.
However, when you have medical payments coverage or PIP, your insurance covers medical expenses, funeral expenses, and income loss if you or someone else is involved in an auto accident.
Auto Insurance in New York
Shopping for auto insurance? Your search has ended. Contact Access Legacy Insurance Group in Brooklyn, NY today for all your auto insurance needs.
