If you are an owner or manager of a company in Brooklyn, NY, having proper insurance in place is very important. A quality insurance plan can protect your business assets and give liability protection. One type of insurance that a business should not overlook is workers comp insurance. There are several situations when a business should get a workers comp plan in this area of New York.
Those that Want to Comply with Law
Similar to many other states, New York has some specific and strict workers’ compensation insurance laws. In this state, all businesses are required to obtain workers comp insurance to protect their staff. Even if you have only part-time employees or family members, having this coverage is required. If you do not maintain this coverage, you could face stiff penalization.
Those that Want to Protect Staff
Even if you were not obligated to get the coverage, you should still obtain it to protect your employees. With proper workers’ compensation insurance, you will know that your team is covered at all times. This way, if someone is hurt while working, your policy will ensure they receive the medical care and reimbursement for missed wages while they recover.
If you would like to purchase a workers comp insurance plan and are in the Brooklyn, NY area, you may have questions about your needs and options. The Access Legacy Insurance Group team is a great resource for you to call when you are looking for a new plan. Access Legacy Insurance Group can assess your situation to determine your worker’s comp needs. We can then answer your questions and give you any support needed to choose an ideal plan for your situation.
